We let you know exactly how Fixed price mortgage loan

Take delight in the certainty of once you understand exactly what your repayments will likely be with a grouped Community First Fixed Rate mortgage. It lets you lock your home loan rate in for 1, two or three years. Please just take a brief moment to examine the mortgage loan key points Sheet before starting. Various interest prices apply centered on loan purpose and payment kinds.

Features and advantages

  • Deposit your cash in to a 100% offset center which lets you decrease the interest in your mortgage loan
  • Spend less with $0 monthly and $0 yearly costs
  • Make additional repayments up to $25,000 per year without penalty and redraw your hard earned money since you need it
  • Reap the benefits of versatile payment choices – fortnightly pay weekly or month-to-month
  • Reverts towards the standard adjustable item by the end for the fixed term, otherwise you’ll specify to select another fixed term arrangement
  • Owner-occupiers can borrow as much as 95percent associated with the property value with loan providers home loan insurance. Loan providers mortgage insurance coverage shall use in the event that you borrow over 80% associated with the payday loans online home value
  • In the event that you borrow 80% or less associated with home value loan providers home loan insurance coverage may not be needed.
  • Various interest prices use centered on loan function and payment kinds.

Extra costs may apply also. Please make reference to present routine of costs and costs.

  • Brand New application fee $600
  • Valuation, legal and top up charges may use
  • $0 monthly and $0 fees that are annual
  • Web ( BPAY ®, internal and transfers that are external $15
  • Staff Assisted $30

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Loan repayment calculator

Eligibility

  • Are over 18 years
  • Have income that is regular
  • Aren’t or haven’t been bankrupt (including component IX agreements)
  • Can be an Australian resident or perhaps a permanent resident
  • Have not had defaults on any Loans, charge cards, Interest free finance or Store cards within the last 5 years
  • Have been around in your current work more than 6 months
  • Have actually a appropriate credit risk Profile (Credit rating)
  • Your own personal details, such as for instance your overall and address that is previous telephone number and current email address
  • Information on your earnings, work, any assets ( e.g. House, automobile or savings) and debts (mortgages, loans and charge cards) you actually have.

Community First Credit Union has the capacity to provide loans to self used candidates home that is including, unsecured loans, charge cards and overdrafts. Discover more right here.

3 year fixed new loan offer

Seeking to refinance to Community First or top up yet another $50,000 in your current loan with us?

Then you may be eligible for our special 3 year fixed new loan offer if you owe 80% or less of the property value. To learn more visit our 3 Fixed Home Loan Offer webpage here year.

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Fixed price mortgage loan

  • Deposit your cash as a 100% offset center which enables you to lessen the interest on your own mortgage loan
  • Spend less with $0 monthly and $0 yearly costs
  • Make additional repayments up to $25,000 per year without penalty and redraw your cash since you need it
  • Reap the benefits of versatile payment options – spend weekly, fortnightly or month-to-month
  • Reverts to your standard adjustable item at the conclusion associated with the fixed term, or else you are able to specify to decide on another fixed term arrangement
  • Owner-occupiers can borrow as much as 95per cent associated with property value with loan providers home loan insurance coverage. Loan providers home loan insurance coverage will use in the event that you borrow over 80% associated with the home value
  • In the event that you borrow 80% or less regarding the home value loan providers mortgage insurance may never be needed.
  • Various interest prices use predicated on loan repayment and purpose kinds.

Extra charges may additionally use. Please relate to current routine of charges and fees.

  • Brand New application fee $600
  • Valuation, legal and top up charges may apply
  • $0 monthly and $0 fees that are annual
  • Online ( BPAY ®, interior and transfers that are external $15
  • Staff Assisted $30

® Registered to BPAY Pty Ltd ABN 69 079 137 518

  • Are over 18 years old
  • Have regular earnings
  • Aren’t or haven’t been bankrupt (including component IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, charge cards, Interest finance that is free shop cards within the last few 5 years
  • Will be in your current task more than 6 months
  • Have actually a appropriate credit danger Profile (Credit rating)
  • Your individual details, such as for example your overall and previous target, telephone number and email
  • Information on your earnings, work, any assets ( e.g. House, automobile or cost savings) and debts (mortgages, loans and charge cards) you have.

Community First Credit Union has the capacity to provide loans to self used applicants home that is including, signature loans, charge cards and overdrafts. Get more information right here.

Trying to refinance to Community First or top up one more $50,000 on your own current loan with us?

Then you may be eligible for our special 3 year fixed new loan offer if you owe 80% or less of the property value. To learn more visit our 3 12 months Fixed Home Loan provide website right here.

Fixed price mortgage loan

Fixed price mortgage loan

Fixed price mortgage loan

Fixed price mortgage

Fixed price mortgage loan

Fixed price mortgage loan

Fixed price mortgage loan

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Fixed price mortgage loan

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